LAGUNA POINT CAPITAL
Real Estate GAP Funding Program
Down Payment (GAP) Loan Amounts Up to $250,000
Perfect product to start your Real Estate Investment Business. Use this money for your down payments to flip multiple projects at once!
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Unsecured Cash Loans from 2 to 7 years - (Rates as low as 5.99% APR)
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640 or better credit score needed
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3 positive trade lines (credit cards, autos, mortgages)
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Limited number of 30-90 day derogatory marks in last 3 years
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Verifiable income documents required
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*Funding upwards of $100,000 requires 700+ credit score and DTI below 30%*
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Rental Loans
Individual or Portfolio
Single-Family, Condo, Townhome,
Multifamily
Stabilized rental portfolio
$75k - $50M+
Up to 75% of value
Purchase, refinance cash out
No Experience Req.
Foreign Nationals Eligible
Short & Long Term Rental 30 year fixed terms
Nationwide Lending
FIX & FLIP
Individual or multiple properties
Single-family, Condo, Townhome, Multifamily properties
Fixed and floating rate
$75k - $50M+
Up to 85% of cost
Revolving credit options available
No Experience Req.
Foreign Nationals Eligible
12-24 month terms, plus extensions
Nationwide Lending
New Build
New construction loan w/ term loan take out
Single-family or townhome, multifamily properties
Fixed and floating rate
$100k - $50M+
Up to 24 month term, plus extension
on construction loan
Lot financing can be included
No Experience Req.
Foreign Nationals Eligible
Up to 100% of cost on construction loan
Nationwide Lending
MultiFamily
Multifamily, condos, mixed use w/majority residential
5+ unit Multifamily, min $35,000 per door
Interest-only and amortization options
$75k - $50M+
18 to 24 mnth on renovations 3, 5, 7,
10, 30 year on Stabilized Buildings
Purchase or refinance
No Experience Req.
Foreign Nationals Eligible
Up to 75% of value/cost
Nationwide Lending
Down Payment Funding Explained
Why pull money out of your 401K, IRA or investment account! The Down Payment or a simpler term GAP is unsecured cash deposited directly into your bank account. With rates extremely low unsecured GAP funding is a simple and fast way to secure your investment property with little risk or no risk to your retirement goals.
