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Real Estate GAP Funding Program

Down Payment (GAP) Loan Amounts Up to $250,000

Perfect product to start your Real Estate Investment Business. Use this money for your down payments to flip multiple projects at once!

  • Unsecured Cash Loans from 2 to 7 years - (Rates as low as 5.99% APR)

  • 640 or better credit score needed

  • 3 positive trade lines (credit cards, autos, mortgages)

  • Limited number of 30-90 day derogatory marks in last 3 years

  • Verifiable income documents required

  • *Funding upwards of $100,000 requires 700+ credit score and DTI below 30%*


Total GAP Funding $185,000 - 660 FICO - GAP Funding Interest Rate 9%
100% of Rehab Covered
Project Revenue: $65,000t

Rental Loans

Individual or Portfolio

Single-Family, Condo, Townhome,

Stabilized rental portfolio

$75k - $50M+

Up to 75% of value

Purchase, refinance cash out

No Experience Req.

Foreign Nationals Eligible

Short & Long Term Rental 30 year fixed terms

Nationwide Lending


Individual or multiple properties

Single-family, Condo, Townhome, Multifamily properties

Fixed and floating rate

$75k - $50M+

Up to 85% of cost

Revolving credit options available

No Experience Req.

Foreign Nationals Eligible

12-24 month terms, plus extensions

Nationwide Lending

New Build

New construction loan w/ term loan take out

Single-family or townhome, multifamily properties

Fixed and floating rate

$100k - $50M+

Up to 24 month term, plus extension
on construction loan

Lot financing can be included

No Experience Req.

Foreign Nationals Eligible

Up to 100% of cost on construction loan

Nationwide Lending


Multifamily, condos, mixed use w/majority residential

5+ unit Multifamily, min $35,000 per door

Interest-only and amortization options

$75k - $50M+

18 to 24 mnth on renovations 3, 5, 7,
10, 30 year on Stabilized Buildings

Purchase or refinance

No Experience Req.

Foreign Nationals Eligible

Up to 75% of value/cost

Nationwide Lending

Down Payment Funding Explained

Why pull money out of your 401K, IRA or investment account!  The Down Payment or a simpler term GAP is unsecured cash deposited directly into your bank account. With rates extremely low unsecured GAP funding is a simple and fast way to secure your investment property with little risk or no risk to your retirement goals.

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