LAGUNA POINT CAPITAL

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Unsecured Funding Programs

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Consulting Designed for your Business or Personal Needs!
After a short Credit Analysis and document review.  We will match you with the best
lenders that fit your needs. 

Business & Personal Credit

We specialize in providing customer with access to $50,000 to $200,000 in the form of unsecured lines of credit.  These two programs require no collateral only a personal guarantor.   These lines of credit are freely spendable to meet all of your personal and business needs.

Business Unsecured Program
$50,000 to $500,000


Unsecured Cash Loans from 1 to 5 years

680 or better credit score needed

3 positive trade lines (credit cards, autos, mortgages)

Business annual revenue $150,000 or more

Limited number of 30-90 day derogatory marks in last 3 years

Business net income of $75,000 on last tax return

Verifiable income documents required
Personal Unsecured Program
$25,000 to $350,000

 
Unsecured Cash Loans from 3 to 7 years

660 or better credit score needed

3 positive trade lines (credit cards, autos, mortgages)

Low number of inquiries in the last 6 months

Limited number of 30-90 day derogatory marks in last 3 years

Verifiable income documents required

Rates as low as 6.00%

Interest Rates

0% for 12 to 18 months, then 8% to 14.99% thereafter.  Some lines can have a lower rate between 5%-8% based on credit history 

Good Credit 

680 or better credit score needed.  

Corporate LOC will not report on your personal credit report

Affordable Payment

Payments are very low & allow you to grow properly.  Use the credit lines over and over. No need to re-apply

Use for Any Purpose

Use for equipment, Build-out, working capital, hire staff, marketing & more

Contact info

     Aliso Viejo, CA  92656

    Tel: 949.860.7729
     info@lagunapointcapital.com

     Mon - Sat 09:00 - 17:00

Laguna Point Capital is committed to bringing you personal financial security by connecting you with the right lender regardless of your financial history.

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Don't hesitate to contact us any time.

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