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LAGUNA POINT CAPITAL
Business & Personal Line of Credit Program
Business Line of Credit Explained:
A business credit card is a card specifically designed for business owners that offers unique benefits suited to businesses. Business cards typically come with higher credit limits, greater rewards potential and tools to help you manage spending and employee cards. These cards typically have a 0% introductory rate from 6 to 12 months. After the introductory period rates range from 13% to 23%.
Personal credit cards are meant for individuals and their daily spending habits, like household items and groceries. If you pay off your balance in full each month, you can avoid interest charges. But if you carry a balance, the card issuer will charge interest on the remaining amount.
Personal Line of Credit Explained:
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