Business & Personal Term Loan Program

If you’ve ever taken out a mortgage or personal loan, then you’re already familiar with how a term loan works. It is a one-time upfront payment you receive from a bank, credit union or online lender. The lender provides the funds, and you repay the loan with interest over a period of months or years. The interest rate can be fixed or variable and tends to be lower than the rates for other types of financing. Term loans can be used for both personal and business expenses. Many business owners apply for a term loan to fund a one-time project or as a means to achieve long-term business growth. At Laguna Point Capital we can help you receive up to 500,000 in unsecured funding in as little as 3 days.